General Workers’ Compensation Questions
What is workers’ compensation?
Workers’ compensation is a system that provides medical care, wage replacement, and rehabilitation services to employees who are injured on the job.Am I eligible for workers’ compensation benefits?
If you were injured while performing job-related duties, you are generally eligible for workers’ compensation benefits, regardless of fault.Do I have to report my injury right away?
Yes. In Minnesota and Wisconsin, you should report your injury to your employer as soon as possible. Delaying could affect your benefits.What benefits can I receive under workers’ compensation?
Workers’ compensation may cover medical treatment, wage loss benefits, rehabilitation services, and vocational retraining if you can’t return to your previous job.Can my employer fire me for filing a workers’ comp claim?
No. Retaliation for filing a workers’ comp claim is illegal. However, some employers try to find ways to terminate injured workers, which is why having a Qualified Rehabilitation Consultant (QRC) can help protect your job.
QRC-Specific Questions
What is a Qualified Rehabilitation Consultant (QRC)?
A QRC is a licensed professional who helps injured workers navigate the workers’ compensation system, ensures they receive proper medical treatment, and assists with returning to suitable employment.How does a QRC help injured workers?
A QRC works with doctors, employers, and insurers to create a rehabilitation plan that ensures injured workers can return to work safely. They also advocate for workers’ rights and protect them from employer or insurance company pressure.Do I have to pay for a QRC?
No. If you qualify for workers’ compensation, the insurance company covers the cost of QRC services.Do I get to choose my own QRC?
Yes! You have the legal right to choose your own QRC instead of using the one assigned by the insurance company.What happens if I let the insurance company choose my QRC?
The QRC assigned by the insurance company may prioritize their interests rather than yours. Choosing your own QRC ensures you have someone on your side.
Returning to Work & Job Protection
Can my employer force me to return to work before I’m ready?
No. You should only return to work when your doctor clears you. A QRC can ensure your work restrictions are followed and that you’re not pushed back too soon.What if my employer ignores my work restrictions?
If your employer is assigning you tasks beyond your restrictions, you should notify your QRC immediately. They can step in to ensure your rights are protected.What if my injury prevents me from returning to my old job?
If you can’t return to your previous job, your QRC will help you find alternative employment or retraining options that fit your abilities.Can my employer fire me while I’m on workers’ compensation?
While an employer can terminate you for reasons unrelated to your injury, firing you because of a work injury or your workers’ comp claim is illegal. A QRC can help you take steps to protect yourself.
Legal & Claim Process Questions
Do I need a lawyer for my workers’ comp case?
Not necessarily. Many cases can be handled with the help of a QRC, but if your claim is denied or your benefits are delayed, a QRC can refer you to the right attorney.What should I do if my workers’ comp claim is denied?
If your claim is denied, you may need to file an appeal. A QRC can guide you through the process and help you determine if legal assistance is necessary.How long does workers’ compensation last?
The length of your benefits depends on the severity of your injury and whether you can return to work. A QRC helps ensure you receive the maximum support you’re entitled to.What if my employer doesn’t carry workers’ compensation insurance?
If your employer is required to have workers’ compensation insurance and doesn’t, you may still have options for recovering benefits. A QRC or an attorney can help you explore your options.